Wednesday, September 19, 2018 / by Jaime Hurlock
Why is it so important to use a local lender?
As you begin your shopping experience, one of your first steps should be to contact a Realtor and to contact a lender for your mortgage. When you are selecting your agent, you are probably selecting someone that is familiar with the area in which you are buying, correct? The same should apply to a lender.
Often, clients will come to us with an agent in which a family member referred them to, an online lender they saw on TV or online, or someone from their hometown. Just like when you are selecting an agent, you should select a lender that lives and breathes the market that you are purchasing in.
In today's competitive market, you have a leg up 9 times out of 10 when submitting an offer with a local lender pre-approval. Listing Realtors and sellers place confidence knowing they can reach out to a REAL person, or even stop in their office if need be.
Check out Anne Vogel Flaherty's attachment on ...
Friday, February 16, 2018 / by Jaime Hurlock
You have seen it often-"Open house this Saturday 12-2pm!" But what is it?
Don’t be shy! An open house is a time for potential buyers, neighbors, and the general public to view a home. The listing agent and seller have prepared the home to allow you to experience a not so formal way of viewing the home.
During an open house, you will typically find a realtor, a few snacks if you’re lucky, and information on buying a home.
But what if the home isn’t in a neighborhood you like, or what if the home seems out of your price range? No worries, this is a way to allow you to explore different floor plans, neighborhoods, inter ...
Wednesday, January 31, 2018 / by Jaime Hurlock
As interest rates rise, it is important to know your buying power. Currently the conventional rates are hovering around 4.25%. But what happens if it goes up to 5.25%? Bad news, your buying power drops $30,000! The chart below shows the difference in now and a rate increase. Questions about your buying power or ready to make the jump to get pre-approved? Give our team a call!
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